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TransUnion 
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First Full Bureau View, Without The Hard Pull.
Canada's first & only dealer-initiated full TransUnion credit bureau via soft inquiry. Score, trade lines, inquiries, public records, everything. The same depth your lender sees, in your portal in under 30 seconds. Zero impact to your customer's credit.
Soft pulls used to be a window. Now they're a door.
For years, the only way for a dealer in Canada to access any type of soft-pull was a consumer-initiated link or form. Resulting in snapshot. Great for enhanced leads, but F&I fell short. Enough to set expectations — but not always enough to structure a deal. Meanwhile your lender ran the full bureau and came back with stips, surprises, and dead deals. That ends now.
Legacy hard pull
- Hard inquiry — impacts your customer's credit
- Limited access via legacy iFrame popup
- Data expires after 15 days
- Static HTML or TXT view
- Desktop only • F&I access only
TransUnion soft pull
- Full TransUnion credit bureau
- Soft inquiry — zero impact to consumer credit
- Data valid for 30 days
- Modern interface and reporting
- Mobile-friendly · access for Sales, Desk & F&I
- AVA® Copilot
- AVA® Portal
- AVA® AI Insights
The same bureau your lender sees, at hello.
Frictionless. Early, upfront data. The full TransUnion Report — the same bureau lenders rely on for adjudication — delivered to your desk before the test drive.
Risk Score
The full numeric CreditVision® score, not a tier. Same depth as adjudication.
All Trade Lines
Balances, limits, payment patterns, MOP codes, status — every trade on file.
Public Records
Bankruptcies, collections, judgments, registered items — surfaced upfront.
Inquiry History
Every recent pull, by industry. Spot rate-shoppers and shadow apps instantly.
Fraud & File Flags
High-risk fraud alerts, ID mismatches, consumer warnings — flagged at intake.
Employment & Address
Reported employment and residence history, supporting income stip clearance.
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For the people who actually structure deals.
F&I and sales managers have been working blind on the front end for too long. This is the tool you would have built yourself.
F&I Managers
Walk into every deal with the bureau already in hand. Fewer stips. Faster funding. Cleaner deal jackets — every time.
Sales Managers
Match the right buyer to the right unit. Stop burning Saturdays on customers who can't qualify for what they're sitting in.
Dealer Principals & GMs
Catch synthetic ID and income fraud at the door. Lift PVR by structuring the deal once, correctly — across every rooftop.
Lock in Early Bird pricing. For 12 months.
Limited spots while we onboard our first cohort of founding dealerships. Once we close Early Bird, standard pricing applies.
Standard Pricing
Available after Early Bird closes.
Founding Dealer
For dealerships joining the first cohort.
- AVA® Copilot
- AVA® Portal
- AVA® AI Insights
Who qualifies for Early Bird access.
Access is gated by TransUnion's standard dealer compliance process. We handle the paperwork — typically 3–5 business days from request to active.
- Registered Canadian dealership — new or used, franchise or independent.
- Designated F&I Manager or Sales Manager as the account owner.
- Standard TransUnion dealer compliance approval — we run it for you.
- Approval typically returns in 3–5 business days from completed request.
Answers to what F&I usually asks first.
Does this affect my customer's credit score?
How is this different from a hard pull in Canada?
How is this different from other soft pulls available in Canada?
Who can access the credit bureaus on our dealer account?
What happens if my customer already has a credit pull on file?
How long does Early Bird pricing last once I'm on-boarded?
Do I need to already use AVA® or any Autocorp products?
Be one of the first dealers in Canada with full-bureau soft pull.
A founding-dealer specialist will confirm eligibility, walk you through TransUnion compliance, and lock in your Early Bird pricing — usually within 24 hours.